Is it wise to start converting my 401(k) into an IRA (and then Roth) by 10% per year in order to avoid having to claim too much income each year when converting and also avoid RMDs as much as I can?

Small businesses rely on borrowing tools like loans and credit cards just as individual consumers do. A lender typically states terms such as a 10 percent interest rate and monthly payments. This ...

A Roth IRA has a couple of significant advantages. Most notably, they allow your retirement savings to grow tax-free (as opposed to tax-deferred) and they have no required minimum distributions (RMDs) ...