Forbes contributors publish independent expert analyses and insights. David John Marotta is a financial advisor covering financial planning. In your article "Bond Investing In 2016" you described a ...

Annuity laddering is a strategic approach that distributes the purchase of annuities over time with varying terms or maturity dates. Inspired by the concept of laddering in Certificates of Deposit ...

Investing in bonds is typically a long-term exercise. As a result, investors need to be forward-thinking in the types of bonds they invest in. Furtermore, investors must be aware of the changing ...

If you have a lot of cash on hand, it should be making money for you. One way to ensure it continuously does that is to set up a ladder of Treasuries or FDIC-insured certificates of deposit with ...

Interest rates have been on the decline since June 2024; if your money isn’t already locked up in a high-interest savings account, now might be the time to start making moves – otherwise you run the ...

CD laddering spreads your money across multiple CDs with different maturity dates, so you can earn high interest rates but have more frequent access to your cash. CDs are low risk and offer guaranteed ...

Certificates of deposit, or CDs, are delivering big returns these days with fixed rates reaching as much as 6% APY. (See the best CD rates you can get here.) While that is a solid rate of return on ...

Kevin Payne is a freelance writer and family travel and budget enthusiast behind FamilyMoneyAdventure.com. His work has been featured in Forbes Advisor, Credible, CreditCards.com, Bankrate, SlickDeals ...

In a world where interest rates swing, inflation fluctuates, and equity markets test patience, one fixed income investment strategy stands out for its calm and clarity: bond laddering. Once seen as a ...

Certificates of deposit (CD) accounts have spiked in popularity in recent years among savers seeking to take advantage of a sharp rise in their yields. According to January 2022 data from the Federal ...