Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Sometimes Scrooge arrives before Santa. In December, the Federal Reserve played miser when it bumped the cost of short-term debt by a quarter point. Consumers may not want to wait for the agency to ...

Are you ready to refinance your home, but want to make sure you do it in a way that's most beneficial to you - and your wallet? You're in luck. To help you get started, we spoke to mortgage experts ...

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ...

Are you looking to refinance your FHA loan? Switching to a conventional loan could be ideal if you qualify for more competitive terms or if you want to get rid of mortgage insurance. But is it the ...

Interest rates on adjustable-rate mortgages can go up over time. Fixed-rate loans stay the same. Refinancing to a fixed-rate loan provides financial stability. Tips to remember when refinancing your ...

If you're a commercial property owner looking to refinance your mortgage, one of the first strategies your savvy peers will advise is to establish goals and realistic expectations. Other practical ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Refinancing could be a smart financial move if you want to save money on your mortgage. It might help you lower your monthly payment, adjust your loan terms, lock in a better interest rate or tap into ...