Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Credit card interest rates resumed dropping in the second half of 2025, closing out the year at 19.7%, about a percentage point lower than the record high set in August of 2024. And while Bankrate ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...

The Federal Reserve hasn’t raised interest rates since the summer of 2023. But America’s retailers apparently didn’t get the memo. The average interest rate on store credit cards reached 30.45% this ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

Note: As of 5 December 2022, the Standard Chartered Unlimited Cashback Credit Card was renamed to the Simply Cash Credit Card ...

Most credit cards have variable rates with direct connections to the Federal Reserve’s benchmark. It follows that credit card rates spiked along with the Fed’s string of 11 rate hikes starting in ...

Everyone loves to earn cash back on their credit card purchases, and luckily, tons of credit cards offer it. But how do you know you’re getting a good rate? A 1% cash back offer is the minimum. So ...

Interest rates on credit cards have been unusually high for a while and have become an occasional target of politicians. In 2020, during Kamala Harris' first presidential campaign, she proposed ...