Learn about the pros and cons of secured personal loans.

Understand the essential differences between secured and unsecured lines of credit, including how they affect interest rates, ...

A secured loan is a type of debt that requires collateral. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our ...

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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

A secured business loan puts more risk on the borrower; an unsecured loan more risk on the lender. If you don’t meet a lender ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. This article explores secured and unsecured loans, ...

Debt is crushing American households in 2025. A recent Achieve Center for Consumer Insights survey found that 28% of consumers saw their debt increase last fall, with many struggling to cover basics ...

A credit card is a financial tool accessible to many, unlike the common belief that it can only be availed by people with good credit history. You may often wonder if there are many conditions to ...

Secured business lines of credit allow you to leverage your assets to access affordable working capital. NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It ...

Secured loans are loans that require collateral (assets) to back, or insure, the loan. Lenders may offer lower interest rates and larger borrowing limits on secured loans. Common examples of secured ...