Research found that four in five credit-limit increases in the U.S. are initiated by banks, rather than requested by ...

A new study from King's Business School at King's College London and the Federal Reserve Board shows most credit-limit increases are automated, targeting borrowers already in debt.

If Rs 60,000 sits on a Rs 2 lakh limit, your utilisation is around 30 percent — healthy and unlikely to cause score damage.

Researchers from BI Norwegian Business School and NHH Norwegian School of Economics have developed a new behavioral ...

Approximately 80% of credit limit increases on U.S. credit cards don’t originate from cardholder requests but instead come ...

Identity theft victims surged from 43% to 78% in just one year. AI-generated scams are draining bank accounts, wrecking ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new ...

Learn the CIBIL full form, how scores are calculated, and why credit reports matter for loan approvals in India.

Whenever you apply for a loan, lenders run a hard inquiry on your credit report to evaluate your profile. One inquiry won’t ...

New study from King's Business School and the Federal Reserve Board shows most credit-limit increases are automated, targeting borrowers already in ...

Before he relies on myths or shortcuts that won’t bring him closer to stable housing or greater financial confidence, here ...

With millions of Australians tipped to spend record amounts this Black Friday, the value of personal credit and charge-card balances accruing interest has hit its highest level since 2021.