Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to …

Get up to 3% cash back on everyday purchases and 2% on all other purchases with Upgrade OneCard.

Check your rate for a low fixed-rate personal loan in just minutes. Borrow up to $50,000 with no prepayment penalties. Checking your rate has no impact to your credit score.

Personal loans, Upgrade Card, Rewards Checking, and Credit Health.

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Life at Upgrade Help us make financial products more rewarding and affordable for millions of families across America. At Upgrade, we like to tackle big problems and create innovative products that make …

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Looking for a lower car payment? When you refinance through Upgrade you may be able to lower your monthly payment, get a lower rate, or both.

Unlimited 3% Cash Back Rewards on purchases in Gas, Groceries, Streaming, and Utilities; unlimited 1% cash back on all other purchases.