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2.4K views · 22 reactions | APR vs. APY: Know the difference! Annual Percentage Rate (APR) shows the cost of borrowing, including fees, while Annual Percentage Yield (APY) shows the interest earned on savings, including compounding. Both are crucial for making informed financial decisions. To learn more, visit https://bit.ly/3LA4ydC. | KeyBank | Facebook
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The First Bank of Lending lists the following APR for loans. Determine the APY, or effective interest rate, for a loan amount that is less than 20,000.Round your answer to the nearest hundredth, if necessary.First Bank of Lending LoanAPRLoan AmountAPR* 99,9993.75%* interest rates are compounded quarterlyFormulas
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